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Celebrating Our 5th Year in Business

Accredited ACH Professional (AAP) since 1993 - Permanent AAP Accreditation Awarded in 1998. Find out more about ACH Accreditation on the NACHA website!
Qualifications

Debra L. Malmos AAP

Debra L. Malmos

Debra is an accredited payment industry expert with over 25 years experience in the financial industry and served as Director of Education and Training for the largest regional ACH association in the nation.
With over 11 years experience in this role, her ACH expertise became the foundation for the ACH services provided by iFULL Enterprises, Inc.

  • Over 17 years ACH training experience

  • Over 2,700 hours of public speaking engagements

  • Course curriculum development to serve thousands of financial industry and corporate attendees in 23 U.S. states from Massachusetts to Hawaii 

  • Author of more than a dozen published industry reference publications and job aids, marketed to a national audience of payments industry professionals

  • Extensive consultation experience within the insurance and investment industry

  • Interpretation of the ACH Rules, and Federal and State Regulations regarding electronic payment processing 

  • Training partners have included professionals from Federal Reserve Districts and U.S. Treasury Financial Management Service (FMS) centers in Kansas City, KS, Austin, TX, and Chicago, IL and San Francisco, CA
Qualifications
Background and experience

References
Hear what payments industry experts say

ACH Topics
Program topics and their descriptions 

 

 

 

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