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Payments Industry Expert...
Debra
Malmos, AAP was among the first to receive ACH Accredited Professional (AAP) in 1993, and
is among the few who received permanent accreditation in 1998 as a result of scoring in the upper percentile of her
peers. With broad payments industry knowledge, Debra can share her insight
on a variety of leading payments solutions, as well as new
and evolving payment systems.
Payments
Consulting...
Debra Malmos, AAP provides epayments consulting
services, helping business to implement effective and secure
electronic payment solutions. With
over 25 years of Financial Industry experience, Debra Malmos AAP can
also provide consulting and support for epayment
software development and financial operations with specific
consideration for:
Education & Training...
With over 18 years experience as curriculum developer and trainer to the financial industry;
Debra has conducted and presented hundreds of seminars to thousands of financial institution attendees
nationwide. She brings over 2,700 hours of public speaking experience on
the full spectrum of electronic payment topics.
Publications
and Training Materials...
Debra
has authored more than a dozen payments industry reference
publications, widely used by financial institutions nationwide,
and was a contributing author to NACHA's Risk Management Handbook
(First Edition). In addition, her credits include more than 20 published articles on
Internet marketing and payments industry topics.
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Phil Holmes,
AAP
Western Payments Alliance (WesPay)
San Francisco, CA
www.wespay.org
[ACH Curriculum Development, Seminar Presentation]
"Debra L. Malmos, AAP, has and continues to provide professional training services for Western Payments Alliance's (WesPay) member financial institutions. WesPay has engaged her since January 2000 to develop and present ACH topical classes for our workshop member attendees in our service area of more than 1000 financial institutions in California, Hawaii, Idaho, Utah, Oregon and Nevada. Debra consistently receives high evaluation scores, usually fours and fives on a scale of five, with five being highest. One of her strengths is her ability to deliver information in a manner that is both entertaining and easily understood by our audiences.
Importantly, Ms. Malmos provides an accurate interpretation of ACH Operating Rules and government regulations, which is one of WesPay's highest requirements for its training programs. Based on her well rounded background in financial industry payments processing and back room operations, she brings valuable insights to apply to business applications in the banking industry." |
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“Malmos stands
among the top five experts in the electronic payments industry
worldwide.”
Cliff Lindsey, Former VP of Dataquest, Inc., a San
Jose-based unit of Gartner Inc.
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Dataquest is a major
market research firm in the IT industry and,
historically, considered the most visible in the world.
Mentor and Friend |
"Malmos began consulting at the CEO level in the early 1980's with expertise in the Payments Industry based on an extensive background in financial industry operations, training, marketing and installation of a broad range of electronic payment mechanisms. Malmos stands among the top five experts in the electronic payments industry worldwide."
Ann-Marie Bartels, AAP
President & CEO
Mid-America Payment Exchange (MPX)
Kansas City, MO
www.mpx.org
[Payments Publication Development, Seminar Presentation, Web Development]
"Debra’s firm grasp of the ACH Rules and overall understanding of the payment system have been instrumental in the success of MPX’s publications and training programs during the past ten years. Debra’s breadth of knowledge continues to serve us in her current capacity as webmaster and contract provider of ACH publications and training."
Deborah Matthews,
AAP
Director of Sales Support at Jack Henry & Associates
(Formerly with SWACHA - The Electronic Payments Resource)
Dallas, TX
www.swacha.org
[Payments Publication Development, Content Management, Web Development]
"I have personally worked with Debra Malmos for three years. In that time, Debra has been one of the most professional, responsive vendors I have had the privilege to work with.
She has insight into the unique culture of how our business operates, as well as the technical expertise necessary to creating a website that is a valuable communication channel.
Debra goes above and beyond our expectations on a regular basis, by making suggestions that result in increased registrations and publications sales. I am grateful to Debra for her rapid responsiveness, creativity and interest in helping our company succeed. Debra Malmos has made my job easier, due to her dedication, innovation and expertise." |
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