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Payments Background

Consulting Experience

Internet Marketing

Debra L. Malmos AAP, iFULL's President, has been helping businesses integrate leading technologies since 1987. Debra is an accredited payment industry expert with over 25 years of experience in the financial industry. Ms. Malmos served for 11 years as Director of Education and Training for Mid-America Payment Exchange, one of the largest regional banking associations in the nation. Debra has spent 18 years as a professional trainer on behalf of financial industry associations nationwide, with over 2,700 hours of public speaking experience. 

In addition, Ms. Malmos is a published author of nationally distributed payment industry publications and articles and has experience as a producer and scriptwriter for industrial videos. The scope of her background includes marketing, data processing services and financial operations with emphasis in accounting, audit and cash management.

Malmos has provided payments consulting to business leaders, both nationally and internationally, helping to implement and maintain secure electronic payment applications. 

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Electronic payments consulting clients have included:

Hitachi-Japan

Mutual of Omaha

Marion-Merrill Dowell

Hallmark Cards

Waddell and Reed Investments

Enstage.com

Bendix-King

Debra L. Malmos was named among the top 20 business women of achievement in the Seattle metropolitan area by the Herald Business Journal. See Article

In early 1995, Debra Malmos, AAP expanded her expertise into website development and Internet marketing, and in 1997 founded iFULL Enterprises, relocating iFULL to the Seattle metropolitan area for the benefit of close access to the latest in emerging technologies.

With a special focus on researching Internet marketing and website promotion, Malmos served for two years as journalist, writing a monthly column on Internet marketing for a Seattle area business journal.

Today, iFULL's clients represent a wide range of industries nationwide. iFULL has established a successful track record of positioning them among their industry forerunners and leaders in Internet marketing.

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